Find what the carrier underpaid on your own claim, in minutes.
ClaimOps compares your estimate to the carrier's, documents the gap line by line with the building code cited where it applies, and builds your supplement package. You keep 100% of what the carrier pays.
No credit card. About 10 minutes. $199/mo flat after your free claim, locked for the first 20. On your first claim, I'll personally review the package before you send it. I'm doing that myself for the first 10 founding accounts.Manny Medrano, founder of ClaimOps
ClaimOps documents the gap between your estimate and the carrier's. You stay in control and work your own adjuster — it does not adjust, negotiate, or settle claims.
See ClaimOps work a claim, start to finish
Two estimates in, a documented supplement package out. This is the actual product on a sample commercial roof claim — the line-by-line comparison, the missed scope with the dollars attached, and the finished package. On residential claims the gaps carry the IRC section behind them where one applies.
Illustrative example · seeded demo data — not a recovery promise.
How the free claim works
One claim. No card. No deadline.
Work the initial package, the carrier response, round two, and the later rounds on that same claim. You subscribe only when you are ready to start claim number two.
Compare. Strengthen. Ship.
From two PDFs to a sent supplement — in minutes, not hours. One claim, start to finish.
Two estimates in. The truth out.
Drop in the carrier's estimate and your scope — Xactimate PDF exports parse automatically. ClaimOps walks every line and shows the gaps: missing items, underpriced units, quantity mismatches.
Xactimate PDF exports, parsed line by line
Trade-aware matching, built for roofing and restoration trades
Missed scope surfaced first, with the dollars attached
| Line item | Carrier | Your scope | Gap |
|---|---|---|---|
| R&R architectural shingles | $8,420 | $9,180 | +$760 |
| Ice & water shield — entire roof | — | $1,840 | +$1,840 |
| Detach & reset gutter — 96 LF | $248 | $432 | +$184 |
| Drip edge — 240 LF | — | $528 | +$528 |
| Synthetic underlayment — code | — | $1,584 | +$1,584 |
Illustrative example · seeded demo data · outcomes are the carrier's call.
Every line, defensible on its own.
Every line can carry its backup: a building-code citation where one applies, photos pinned to the exact line, notes in your voice. Smart Match links the right evidence to the right item.
Building-code citations attached where a rule applies
Photo evidence pinned to individual line items
You decide what ships — every item toggleable, every dollar overridable
Illustrative example · seeded demo data · outcomes are the carrier's call.
Sent. Tracked. Counted.
One click renders the package — cover letter, itemized worksheet, citations, photo annex. Send it, and ClaimOps logs the response: approved, partial, or denied. Every dollar accounted for.
One-click PDF with cover letter and photo annex
Send by email or shareable link
Approved, partial, denied, and how outcomes vary by carrier
Illustrative example · seeded demo data · outcomes are the carrier's call.
Same claim, two ways to ask
What an adjuster sees — before and after.
Before: a cover-letter email that gets set aside. After: an itemized package that gets engaged with.
Before — the email
From: dakota@summitridgeroofing.com
To: claims@carrier.com · Subject: Re: Northgate Crossing — Claim #DEMO-NORTHGATE-1
Hi — we went back through the estimate on Northgate Crossing and think some of the storm damage got left out. The parapet flashing and a displaced rooftop unit aren't on there, and the TPO membrane needs full replacement, not just a patch. Can you take another look? Let me know.
Thanks,
Dakota
No itemization. No codes. No photos. Easy for an adjuster to set aside.
After — the ClaimOps package
Organized for desk review — disputed items tied to supporting evidence and citations where applicable.
Illustrative example · seeded demo data — package-style proof for a single claim, not a guarantee.
What supplements cost today
Per-claim fees, estimator hours — or $199 flat.
Outsourced
Supplementing service
In-house
Manual, by your estimator
ClaimOps
Flat-fee software
$200–500 per supplement
Or 10% commission, taken out of what the carrier pays.
~1 estimator hour / claim
At ~$40/hour, pulled from inspections and revenue work.
$199/mo flat, unlimited
Founder rate · $399 standard. No per-claim cut.
2–5 business days
An hour-plus per claim
When someone has the hour.
Minutes to package
Same-day push-back when the carrier responds.
They do — in your name
What they send your carrier is what ships.
You do, from scratch
Rebuilt by hand, every time.
You do — assisted
The tool drafts; you decide what ships.
Often extra fees per round
Manual tracking
Partial approvals slip through.
One timeline, every round
Round 1 → 2 → 3. Nothing slips.
In their file, not yours
Spreadsheets, folders, and a prayer
Matched to line items
Smart Match ties photos and docs to the exact items.
Lives at the service
Lives in one estimator's head
Captured in the tool
Transferable across your team.
At 20 supplements a month: $4,000–$10,000 in fees or 20 estimator hours — or $199, flat.
Run your own numbers ↓What it costs
Turnaround
Who writes it
Rounds 2 and 3
Your evidence
The know-how
At 20 supplements a month: $4,000–$10,000 in fees or 20 estimator hours — or $199, flat.
Run your own numbers ↓Cost ranges sourced from public pricing of outsourced supplementing companies. In-house hour estimate based on what contractors tell us. ClaimOps is built and supported in the U.S.
Run the numbers
Punch in your volume.
Five inputs, plain math — every assumption is a slider you control. Not a recovery promise.
Your scenario to set — floored at today’s share, so the lift never reads below $0.
An assumption, not a benchmark — set it from your own supplements’ track record.
monthly volume = claims × avg claim size × supplement size × share supplemented
= 20 claims × $18,000 × 12% × 70%
= 14 supplements× $200–500. Or a 10% commission, taken out of what the carrier pays.
Founder rate · $399 standard. Unlimited claims.
How this estimator works: every number in the math is an input you control — nothing is baked in. The two numbers tools like this usually hide — supplement size and the share of claims supplemented — are sliders above; set them from your own books. Defaults are illustrative, not benchmarks. The only fixed rules are the ×12 behind the annual row and a floor that keeps the lift at or above $0. The output is the supplement volume you’d be requesting at your stated shares, not a prediction of approvals or recoveries.
What you’d be asking for at the shares you set — not what a carrier will approve. Approval is always their call.
Founding rate locked for life for the first 20 contractors. After that it's $399. Your first claim is free — no card.
You subscribe only when you are ready to start claim number two. Month to month, and you cancel yourself in the billing tab. The founding rate is written to your account the day you subscribe and does not change while you stay subscribed. The 20 slots count paying accounts, not signups.
Unlimited claims, one flat monthly fee. No commission, no percentage taken out.
Documents the carrier gap line by line, with the code citation wherever one applies
Builds the supplement package for you — you work your own adjuster
Founder review on your first claim (first 10 founding accounts)
Free, in minutes, reviewed before it ships.
- 1
Upload two PDFs — your estimate and the carrier's. First claim free, no card.
- 2
Get the gap, documented — line-by-line comparison, code citations, and a draft supplement package in minutes.
- 3
I review your first package personally — math reconciled, citations tightened, before you send it. Reserved for the first 10 founding accounts.
How the review works: it happens automatically on your first package; nothing to request, and it never holds up a send.
On your first claim, I personally review the package before you send it — checking that the math reconciles and that the citations match the lines they sit on, before it goes out under your letterhead. I'm doing this myself for the first 10 founding accounts.
The questions contractors ask.
Is ClaimOps a public adjuster? Is this even legal?
No — by design. ClaimOps isn't a public adjuster and never negotiates, settles, or talks to the carrier for you. It's software that documents the gap between your scope and the carrier's, with the building-code or line-item reason behind each item. You take that to your own adjuster and work the file the way you do now — you stay in control start to finish.
Will this hurt my relationship with the adjuster?
It doesn't change how you work the adjuster. You hand them a clean, itemized supplement with the code or manufacturer spec behind each line — “here's what the scope calls for” instead of a back-and-forth. You decide what to submit and how to bring it up.
Does it work with my Xactimate estimates?
Yes. Upload the PDFs you already have — your estimate and the carrier's. No new estimating software, nothing to rebuild.
Does ClaimOps integrate with my CRM or field apps?
Not currently. ClaimOps works through PDF uploads. You upload the contractor estimate and the carrier estimate directly. There are no live integrations today with CompanyCam, AccuLynx, JobNimbus, Hover, EagleView, Xactanalysis, or Symbility.
What happens to my data and my customer's info?
Your files are yours. They sit in your organization's own workspace, walled off from every other account, and are used only to build your comparison and supplement package. We never sell your data and never give it to advertisers. A short list of vendors under contract does touch it to run the work, and our Privacy page names every one of them and what each one receives. Nothing goes to the carrier unless you choose to send it. Delete a claim or your account anytime.
How accurate is it, really?
It's not magic — it compares your estimate to the carrier's line by line, the way a sharp estimator would, and flags what's missing or underpaid with the code behind it. You stay in control: include or drop any item, override any number. The best test is your first claim — it's free.
Does the free claim expire?
No. There is no time limit. Your first claim stays free through its full lifecycle. Payment is required only when your organization creates a second qualifying claim.
Does the free claim include round two?
Yes. It covers the estimate comparison, the Strengthen workflow, the supplement package, sending it to your adjuster, uploading the carrier response, and round two and later supplement rounds on that same claim.
Run one real claim through ClaimOps this week.
Upload a claim that came back light and see what you'd have caught. First claim free, no card.
Still deciding? Email contact@claimops.io.